The goal of the Pennsylvania Bar Foundation – PA IOLTA Loan Repayment Assistance Program (“LRAP”) is two-fold:
- To help attorneys employed at IOLTA-funded legal services organizations across the state better manage their undergraduate and law school student loan debt so they can afford to remain in public service; and
- To help IOLTA-funded legal aid organizations recruit and retain the best and the brightest attorneys for service in the public good.
Click here more information about the LRAP Program
Provided the participating attorney retains eligibility for the entire 12-month period and fully complies with all of the requirements set forth in the loan agreement, the full amount of the loan together with all interest that has accrued on the loan shall be forgiven and cancelled on January 31, 2026.
Please consult the Program Policies and the Frequently Asked Questions – FAQs for additional details.
The Bar Foundation administers one loan assistance cycle each year. The amount of loan assistance provided to each applicant will depend on the available funding and the number of qualifying attorney applicants. The 2025 Loan Repayment Assistance Program application period will open on the WebGrants Portal on September 1. The deadline to apply is Oct. 15.
LRAP Reporting and Disbursement Schedule
If dates fall on a weekend or holiday, the schedule will resume on the next business day.
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Quarterly Certification Due
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Loan Advance Disbursed
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N/A
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January 3
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March 29
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April 15
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June 28
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July 15
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September 30
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October 15
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December 30
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N/A
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If you have any questions, contact the Pennsylvania Bar Foundation at (888) 238-3036 or [email protected].
LRAP Links of Interest
LRAP Forms
Quarterly Attorney and Program Director Certification Forms
Public Service Loan Forgiveness Information from Equal Justice Works
View Presentation
Helpful Websites
Pennsylvania IOLTA
Equal Justice Works
WebGrants